Can 2025 a real encoding reform in the United States? – Tradingvief news

The wind turned in Washington. A few months after his second term, the administration of President Donald Trump provided a decisive axis of organizational hostility to enthusiastic support for encryption. The executive requests, the agency’s shaking, and bold ads have re -defined digital assets as strategic financial infrastructure instead of speculative deviations. But even with this new momentum, one main obstacle remains: Congress.

Although the White House encryption is embracing, the legislative branch holds the keys to the stable and permanent organizational framework. Many encryption leaders highlight the warning that time to work by creating a clear organizational framework for the future. One was founded on the lessons learned during the continuous maturity process in Crypto.

Richard Ting, CEO of Binance, discussed the development of the encryption organization at the DC Blockchain summit held on March 26, 2025, “The approval of the encryption was less than 1 % worldwide. When you thought about the rules and regulations … In 2017, the narration was completely different. Conditions. ” TENG continued to comment on Binance’s commitment to compliance, “It is nearly 25 % of our global employees. It’s a very major commitment and investment. Binance is the most organized company, and operates in 22 different judicial authorities.”

For years, legislators have struggled to produce comprehensive encryption legislation. In 2025, this dynamic may finally change – but only if Congress can act before the hour running out.

From enforcement to participation: a new American encryption mode

One of the clearest signals of political transformation came when the Securities and Stock Exchange Committee (SEC) stopped the civil lawsuit against the will in February. The agency cited the title of a new encryption business, led by Commissioner Hyster Peres, as a reason to review its first enforcement approach.

Then, in March, Ripple settled its legal case with SEC for $ 50 million – less than half of the initial fine. The agency also dropped its appeal to the ruling that XRP is not safe when it was traded in public stock exchanges.

These moves were not a coincidence. They followed an executive on January 23 from President Trump, the digital priority. The matter emphasized Blockchains without permission, the dollar-backed Stablecooins, and the regulatory clarity-with any federal work on the Central Bank’s digital currencies (CBDCS). It also established a presidential working group on digital assets markets to coordinate policy development through federal agencies.

On March 6, Trumpsignisss clarified another executive order to create Bitcoin strategic reserves and US digital asset stocks. The government -owned reserve aims to serve as a long -term store for value. Other digital assets, including stablecoins and altcoins, will be combined in stock and managed by the Treasury. These requests reflect a broader strategy: encryption mode as a national asset class, not just creating the private sector.

At the Supreme Education Council, the acting head, Mark Oida, strengthened this agenda, which revolves around the work of an encryption and removal work. Trumps to lead the agency, former commissioner of Paul Atkins, is widely known for his pro -drying position and opposition “organizing according to implementation”. If it is confirmed, ATKINS is expected to press the clearer symbolic classification rules, practical registration paths, and the broader participation with the industry.

Congress at a crossroads: pushing encryption legislation

While the executive authority is quickly spent, Congress faces the increasing pressure of delivery. After years of Gridlock, the elections in 2024 have reshaped the political scene. With the republican control of both councils and the support of the two parties, the conference is 119 more encrypted in the history of the United States.

At the heart of this legislative batch, there are the stablecoin projects: stable verb and genius law. Both were produced in early 2025 and were illuminated by the Financial Services Committee in the House of Representatives on April 3.

The stable law provides the supervision of paid payments, defines reserve standards, and determines qualified sources. The genius law, presented by Senator Bill Hajri and participating in his democratic sponsorship Kirsten Gilbrand, complements the draft law of the House of Representatives by appointing organizational responsibilities for the Federal Reserve and the Currency Observer Office (OCC) while allowing smaller exporters to remain under the supervision of the state.

These bills reflect a practical and double approach to the structure: the big exporters in Stablecoin will fall under federal audit, while smaller companies can continue to work with state licenses. Legionships and industry advocates hope that this framework will provide clarity without strangling innovation – especially as global competitors such as the European Union who submit their Stablecoin regulations.

The wider market structure legislation is also in business. A revival version of the Innovation and Financial Technology Law (Fit21) aims to determine the roles of the CFTC Trading Committee (CFTC) through the digital asset markets. However, the complexity of the draft law may delay progress. Congress member Franch Hill also noticed at a press conference in February, which is likely to move Stablecoin legislation first, while comprehensive overseeing encryption will take more time.

The narrow window for repair

With the increased interests of both parties and pressure on industry at the highest level ever, the opportunity for reform is real-but it is also passing. The Republican majority in the House of Representatives are thin, and 2026 mid -time is already on the horizon. If the legislation is not advanced in 2025, the political window may be closed for years.

However, there are reasons for optimism. Even skeptical codes such as Senator Elizabeth Warren showed willingness to reconsider the blanket policies, especially on issues such as Debanking. Congressing hearing in early 2025 included certificates from digital asset companies and a new seriousness about the organization, not just the speech.

At the same time, it is expected that agencies such as the Office of Foreign Asset Control (OFAC) and the Ministry of Treasury will remain vigilant – especially on the application of penalties and the abuse of Stablecoin. A friendly organizational transformation of encryption does not mean a free pass of bad actors. The industry will still need to show compliance, transparency and strong internal controls to win long -term confidence.