Financial freedom is required more than the card, it is necessary to deobank

Neobanks improved convenience, but true financial freedom requires transparency, control and autonomy, deobankks like Vefije make it reality.

At some point, most of us have excited the latest Fintech application, lured by their promises of seamless transactions, budgeting without rigid financial experience. Clean and contemporary interfaces are on board winds, while the debit card arrives in a cold, photogenic packaging that users make special.

But what did you actually change? Once the initial excitement fade, we realize that this is the same engine, the same infrastructure, just a pretty new face to communicate. This means the same limitations, opaque rules and lack of control are still in force. Of course, things are faster and upgrading is more suitable and usable, but access and financial freedom are not the same thing. Nice interface does not mean more autonomy. So far.

The concept of the division is the one in which users can have their cake and eat it. People get beautiful interfaces and revolutionary characteristics, as well as complete control of their finances and complete transparency because of their resources. It takes more than a vowel and minimalist new card that arrives in the post office, users must use decentralized technologies, transparent design tools and usentric platforms built on the values ​​of BlockcAin technology.

Which financial freedom really means

Let’s think about what “Financial Freedom” actually means (hint: it is more than just having a certain amount of money in the bank). It’s really in that:

• Have complete control over the funds: Only users can decide how to use their money, without restrictions, without freezing and there is no need to ask permission or justifies the withdrawal. They are a user’s assets, always available.
• Having confidence and transparency: Users should be able to see how their bank manages their property (user funds), understand each fee charged and knows that every transaction is unchanged in a public book. With transparency comes confidence, not for blind trust.
• Have full flexibility: Financial freedom has tools for preserving, sending, conducting or growth of money without restrictions. Users can invest in protocols in the emergence of protocol, earn competitive yield or get credit, whenever they want, without obstacles.

Traditional banks and neobans do not offer this level of control and probably not, even if they knew how to. Instead, they improve their applications and make more beautiful cards. True speaking, fresh coating paint and elegant aesthetics means absolutely nothing for financial autonomy. To do this, we must overcome certain restrictions.

Neobanka boundaries

It is difficult to argue that neobans did not disturb banking with their user-user power and reduced fees, but when we look closer, they are difficult to differ from their traditional banking predecessors. It is now a critical task for new and innovative Fintech platforms to help take the industry into a new era.

Consider these key constraints:

• Legacy Banking Rails: Most Neopronsia depends on traditional banking rails for payment processing, regulatory compliance and infrastructure. They are subject to the same inefficiences, disposal and restrictions.
• Subject to centralization: Neobankks may have improved the user experience, but they are still controlled centrally, which means that we can freeze the bills, make any fee, which they consider users about users. If I can do this, users do not own their “banking” property. Centralization also reveals users to hack risks, regulatory intervention and poor fund management.

Users essentially rent their financial freedom, not possessing it. Is the loud app worth trade or are people willing to explore new fintech sessions to get much better experience and autonomy?

What does the deobank make different

Deobanks are the next step forward for banking and how we think about banking. They are blockchain-parent, decentralized platforms designed to strengthen users with actual financial freedom through a transparent, safe and affordable financial system.

Here’s what Deibank defines:

• Non-detention or hybrid accounts: In a non-detention model, users have private keys to their digital property, and no one else has any strength or control over them. Alternatively, hybrid models offer more equilibrium, providing opportunities for custody to those who want them, but with the detention of priority.
• Transparency on chain: Everything that happens in the de-bank is noted unchanged, in the public block, that everyone checks and follow. There is no more black activity from Bok, bank mysteries or “damn funds”.
• Stablecoins: Deobaks realize that the curves of stable assets, such as US dollars, allow for a seamless, global financial approach. These stablecoins, such as USDC and USD, eliminate instability associated with cryptocurrency and real for cheaper, faster and boundary transactions.
• Deficiency: Decentralized funding It offers thousands of new tools with incredible opportunities, such as protocols for lending, platforms for agriculture, and other financial products that are usually difficult to access traditional banks.

Currently, only Deobanks love Weeff They set these types of freedom, flexibility and controls for their users, who see as participants, not customers.

Maksim Sakharov, a group of Vefi and co-founder discuss what shares of Deobanks must solve that neobans and traditional banks continue to fight, especially when it comes to autonomy and transparency of users. He explains that Deobanks deal with the basic issue of centralized control inherent in traditional banking systems. With Vefi, users are uncommon for autonomy over their means, eliminating the risk of freezing or restrictions on arbitrary account.

As WEFI delivers true financial freedom

WEFI keeps the revolution in banking, in which the division of DijeBank was published to redesign the system in favor of the user. They plan to achieve this by exploiting decentralized technologies and ideals for making full transparency and empowering users.

Key features designed to achieve Deobank Dream:

• Smart Accounts Based on Contract: WEFI accounts are built on smart contracts. This requires users to connect with their own blockchain wallets, but allows them to control their means and eliminates the intermediaries.
• Full transparency: Each transaction and work on WEFI are recorded on a block service for complete audit, so users do no longer have to ask “what happens to my means”. The integrity of the system was verified at any time.
• Real-time access: WEFI provides users with direct access to the tool range, such as harmful accounts of high yields, almost-current payment solutions and lending or lending opportunities. Users are authorized and encouraged to manage their finances more active.
• Optional detention: Some users can want complete control, while others can opt for support for WFI with protection and account protection.

WEFI knows that they must go beyond just practicality, but what does it believe that Deobank access is unique in empowering users with genuine financial control?

The boss of growth, Agne Linge, divided that unique access to WEFIs in its imperceptible integration of the principles, tools and possibilities in elegant options and transparent chain operations and empowering users to maintain complete control over their means.

Reassuring what really takes financial freedom

The cold debit card and funky ui are not financial freedom, they are just practicality. They do not transfer power dynamics, improve ownership, access or transparency. Only Deobanks like Vefy work on pushing for that change.

Now it’s time to consider a new type of system that works for all users, for financial freedom, for autonomy and for a new era of financial empowerment. Waiting for new features, options and options.