Cripto Debking, Musk’s Doge: Top Tech News 2025

Enjoy the free approach to top ideas and insights – they chose our editors.

Elon Musk caught the titles as an effort to establish the government reached the System and Data Department of the Treasury. The other news included restrictions of Zelle, Cripto Deboking and Dear Cyber-Curi experts.

Click here to compensate for what were the above headlines in January.

Tiffany Hagler-Geard / Bloomberg

JPMorgan Chase plans to restrictions Zelle because of danger of fraud

Article Joey Pizzolato

JPMorgan Chase takes new steps to combat the partitions of the baffle on the peer-to-peer platform platform Zelle.

From 23. Marta, the Bank of Trillion Property of $ 4 will start to ask for additional payment information that comes through contact on social media platforms and can fall or block those payments, in accordance with the updates on their terms and conditions.

“Zelle is designed to send money to others you know and not to buy things on social media, adding a banking bank to help protect her customers from the scams that come to the social media platforms.

Click here to read the whole article.

Musk team can access treasury systems. What could be wrong?

Article Penny Crosman

Elon Musk and team of civilians received direct access to the systems and data of the Ministry of Finance and data, in accordance with the appeal submitted by government officials.

Representatives of the Government Efficiency Department, which musk leads to the “Special Administration” and to access David Lebrik, the Higher-Ranking Career, when the Treasury Secretary, he gave the staff of full access to the Federal Payment System, TThe complaint has stated.

Safety implications for the government, for American citizens and banks are huge.

Click here to read the whole article.

Bank customers still complain of crypto

Article Emma Rineri

When Ken Chapman, the director on T10 venture, applied to open a new account in the USA at the beginning of this month, he knew that I could set potential flags. He called the USAA directly, instead of applying online, so he could explain his crypt’s investment crypts.

Over the phone, Chapman told the USA representative that it would often transfer the hemp, all exchanged money would be in US dollars; There would be no cryptocurria, which is not directly flowing outside of it.

“They were like, whoa, hey, whoa, contains,” Chapman said. “The representative went and (when he returned) said,” I went and talked to two older people and you can’t have crypto to come from coinbase to your account. ”

Click here to read the whole article.

Can he trump permanent bridges between crypto and banks?

Article Frank Gargano

Criptocurrency enjoys its time in the center of attention, as lawmakers authorized Pro-Cripto Trump administration works to build more welcome environments for digital assets to access financial services. But legislators across the aisle remain conflicting whether the regulators or their own themselves are guilty for the past friction.

Term Debo In recent, because members of the Senate Banking Board require basic causes and culprits behind growing tidal crypts that have lost access to banking services – or have difficulty accessing.

During the hearing this month, Republic officials considered that regulators with federal deposits of Corp and other agencies were responsible for choking banking activities in the digital arena of the Arena. The Proponents of the Bank say that recent executive appointments opened the door to provide clarity on how institutions involved can be with the crypt.

Click here to read the whole article.

Goldman Sachs, Capital of a Prep for Self-Driving AI Agents

Article Penny Crosman

Several new major agents based on language model have been introduced, with implications for the financial industry.

Openai launched an operator, and an agent that can order groceries and book flights. Google has been published Gemini 2.0, which can “understand complex scenarios, plan several steps forward and take action on behalf of the user”, according to the company. Oracle announced AI agent services that automate business processes. Aukuan arranged AI agents on private credit companies investigating and drafting the Prophet.

This new generation AI AGENTS It works more than translating queries and craft answers. New agents are capable of acting autonomous. Potential cases of banking use are almost endless.

Click here to read the whole article.

Bad News for Banks: Lack of Cyber-Cyber-Cybery

Article Carter Pape

The possibilities for work for cyber-security experts still grow faster than other occupations, and cyber-cyber-circuit experts are largely in the financial services industry.

The findings are important for banks, which represent a reputable share of labor market on cyber-ciber and often need to compete with technical companies for superior talens on Cyber-Curi.

According to October Research Boston Consulting GroupAs part of the global cyber-cirber job market, 1.2 million cibergy experts are employed in the financial services sector, behind the technological sector, which has 1.4 million.

Click here to read the whole article.

Celeo Varo Colin Walsh Taps Gavin Michael to succeed

Article Penny Crosman

Colin Walsh, who founded money Neobank Varo in 2015. years, Got a bank charter for it And she ran a digital bank in the last 10 years, brings her executive services to Guinea Michael, who was the CEO of Circultocurrency Exchange Bakt in the last four years.

Before his boss in Bakkt, Michael was the head of the Global Consumer Bank at City and Chief of Digital for Jpmorgan Chase, Chief Innovation Officer, Chief Banking Group Information in Lloid and the Director General.

Two trajectory managers crossed when they both worked in Lloid. (Walsh also worked in Wells Fargo, American Express and Visa.) They stayed in touch and other friends.

Click here to read the whole article.

Bankers say that the separation of talents in deploying, not to build ai

Article Suman Bhattachariya

Banks work to fill in talent blanks to compete in so-called Ai Arms RaceBut most demand professionals are not necessarily the Creators of AI, researchers or data experts. Instead, many have priority and the role for implementation of research and development positions.

“And experts are an important part of this, because they are obviously those who have technical expertise,” Ted Paris said, head of analytics, intelligence, and AI in TD bank.

“However, when we think about how to actually act on these programs and what their promises offer, it is not only to be analyzing (I) to install the model,” Paris said. “It’s actually ensuring that you effectively apply the model.”

Click here to read the whole article.

Natkatorn – Stock.adobe.com

American payments in real time are set to stimulus. Here’s why.

Article Cheryl Vinokur Munk

Faster payments get pairs in the US, but they are still far from the omnipresent.

Recent data from the clearing house show that in 2024. year of payments at its RTP network amounted to 246 billion dollars, while the scope stood at 343 million transactions with 847 registered financial institutions. Meanwhile, in the meantime, Federal Reserve Febrnov Service has more than 1,200 financial institutions. In 2024. year, the value was $ 38.2 billion, while the settlement stood at 1.5 million in a year.

There are several potential cases of use that are set to make Faster payments More potential for consumers and companies, strengthening adoption in 2025. But challenges still exist. There is no mandate in the United States to adopt faster payments, fraud concerning lasts and lack of interoperability between two faster canvases interferes with growth. Payment professionals said it could take years New payment methods to adhere to their potential.

Click here to read the whole article.

The quarter of banks expects M & A bids in 2025. years: research

Article Melinda Huspen

Connecting and acquisitions in the financial industry are predicted that it will increase in 2025. years, according to the research that the American banker published.

Out of 212 managers in banks, fintechs and credit unions surveyed in American banking worker 2025. Predictions Report25% of respondents expect their company to join with another financial institution within next year.

Banks deal with M & A contracts to expand their market share, improve customer segmentation and improve deposit growth, according to CAPCO partner Matthew Markham.

“You can have a retail bank that does not have a very powerful commercial footprint or commercial bank that traditionally focuses on the commercial market, but wants to expand into a retail portfolio, or to grow their deposit growth,” Markham said.

Click here to read the whole article.